Home/Interest During Construction
    INTEREST DURING CONSTRUCTION
    8% AnnualPaid quarterlyUp to 12 months

    Earn 8% from day one

    Your investment starts generating quarterly returns from the day you commit — well before construction is completed.
    THE PROGRAM

    Cash flow from day one

    Our contractual income program is one of the standout opportunities available to investors when funding projects from our premium partners. You earn 8% annually during construction—with interest paid every quarter.

    "The main goal of our program is to provide investors with positive cash flow from the very beginning," explains Vadym Lutsiv, Director of VIBE Development.

    Why is it so attractive?

    While global average rental yields hover around 3.5%, occasionally reaching 6% in prime scenarios, our contractual income program offers a fixed 8% annual return on your capital—during the construction phase. That makes this investment not only more profitable but also far more stable.

    CALCULATOR

    Model your returns

    Enter your investment and see exactly how much you'll earn each quarter.
    INVESTMENT CALCULATOR

    Investment Returns Calculator

    This calculator helps you understand how interest payments work during the construction period. Customize the payment stages and durations to see how much interest you'll earn based on your investment structure.

    Investors receive a contractual 8% annual return from day one, providing a stable cash flow and increasing overall profitability.

    Interest is fixed in the agreement with the developer. Calculations are illustrative and are not investment advice.

    Stage 130%
    for
    Stage 230%
    for
    Stage 330%
    for
    Stage 410%
    for
    Breakdown
    Total Interest$0.00
    Property Value Appreciation*
    Conservative (+20%)$0
    Potential Capital Gain+$0
    Interest Earned+$0.00
    Total Combined Benefit
    +$0
    0.0% Total Return
    Optimistic (+30%)$0
    Potential Capital Gain+$0
    Interest Earned+$0.00
    Total Combined Benefit
    +$0
    0.0% Total Return

    * When you purchase during pre-sale or construction, you lock in today's lower price. Historically, property values in Bali increase by 20-30% between pre-sale and project completion, providing significant capital appreciation on top of your interest earnings.

    MECHANICS

    How does it work?

    Payouts are made quarterly throughout the construction period, for a maximum of one year. This ensures predictability and peace of mind, reduces risk, and gives investors the flexibility to manage their capital more strategically.

    Financial flexibility with no waiting

    In traditional real estate projects, returns only begin once the property is completed and rental operations start. Our program eliminates this delay. You're already earning income while the building is still under construction—use that cash flow to cover expenses, reinvest, or even pay off other obligations.

    "Cash flow is the backbone of any investment. We remove the waiting period and immediately create value for the client," Vadym adds.

    WHY IT MATTERS

    A strong alternative in today's market

    With the global real estate market offering diminishing yields and rising maintenance costs, VIBE Development's 8% contractual annual return stands out. Around 40% of our Australian clients use their Self-Managed Super Funds (SMSFs) for these investments—growing their retirement savings through stable returns.

    Transition to operational income

    Once construction wraps up, investors move to the next phase: rental income. Properties are located in high-demand tourist destinations, managed by seasoned professionals, with expected annual returns ranging from 15% to 20%.

    "We carefully select projects that we believe in—not just during construction but in their long-term earning potential," Vadym emphasises.

    Full investor support, every step of the way

    Our contractual income program is designed to make investors feel secure and benefit immediately—not years later. It's for those who want more than just to invest; it's for those who want to earn right now.

    NEXT STEP

    Want to learn more?

    Reach out to our team for a personalised consultation on available projects and how to join the IPDC program.